body         { background-image: 
url(images/fiabkg.jpg); filter:alpha(Opacity=100); 
               background-attachment: fixed; background-repeat: no-repeat;
               scrollbar-darkshadow-color: #ffffff; scrollbar-track-color: 
               #C8C8B8;  scrollbar-face-color: #C8C8B8; 
               scrollbar-shadow-color: #ffffff; scrollbar-3dlight-color: 
               #ffffff; scrollbar-highlight-color: #C8C8B8; 
               scrollbar-arrow-color: #ffffff; background-position: left }
.text, td { font-family: verdana,arial,helvetica;
            font-size: 12px;
            color: #0003333;
            filter: DropShadow(color=#99CCCC OffX=1, OffY=1, Positive=1);
            height: 0; }
.disclaimer { font-family: verdana,arial,helvetica;
              font-size: 12px;
              color: #003333; }
a { text-decoration: none;
    color: #003333;
    font-weight: bold; }
a:hover { text-decoration: underline;
          color: #FFFFFF; }